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Randy Scritchfield, CFP®, LUTCF

Randy Scritchfield, CFP®, LUTCF


     Randy Scritchfield established his retirement planning firm to reflect his personal philosophies about the delivery of financial services to the public. The primary philosophy is that the client must be represented to the marketplace -- rather than a product or one company represented to the client. Randy’s team is able to pursue this goal because of their independence from any one company, product or discipline. This philosophy is the cornerstone to working with both businesses and individuals.

     Randy L. Scritchfield is a Certified Financial Planner™. He is a Registered Representative with a FINRA Series 7 General Securities Representative registration. He is also licensed for life, health, variable life and annuity and other investment products. Beginning his life insurance career in 1980, Randy has been in the financial services industry since 1985.

     Randy continues to build his business as an evolving collaboration of independent advisors with specific expertise and experiences to help individuals and businesses address their financial needs.

      An active leader in the industry, Randy served as President of Million Dollar Round Table (MDRT) in 2022. Founded in 1927, the MDRT is a global, independent association of more than 66,000 of the world’s leading financial services professionals. He is a 40-year MDRT member with 3 Court of the Table and 23 Top of the Table honors. An MDRT Foundation Excalibur Knight, Randy is also a member of its Inner Circle Society and has served on its Board of Trustees. Randy has spoken extensively at industry events worldwide, including numerous MDRT Annual Meetings and Top of the Table Annual Meetings as well as MDRT Days internationally. Other industry volunteer work includes serving on the National Association of Insurance and Financial Advisors (NAIFA) Finance Committee beginning in 2002 and as National Treasurer from 2009-2011. He also served on the Insurance Marketing Standards Association (IMSA) Board of Directors and as President of the NAIFA-Suburban Maryland (1990-91).

      He balances industry leadership with community involvement, currently serving as Chairman of the Mid-Atlantic Federal Credit Union and Chair Emeritus of the Gaithersburg-Germantown Chamber of Commerce. Past involvement has included Board Member of the Boys & Girls Clubs Germantown, Past Chairman of the BlackRock Center for the Arts, Member of the Charter Review Commission of Montgomery County, and Chairman of the Upcounty Citizens Advisory Board. In our local community, he was the founding Chairman of the Damascus Community Alliance and the founding President of the Damascus Heritage Society, which worked to successfully establish a community museum. He also served as President of the Damascus Chamber of Commerce and Commissioner of the Damascus Area Baseball League.

     Randy and his wife, Kathy, reside in Urbana, Maryland. They have 6 children and 10 grandchildren.

MDRT - Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be members in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Qualifying membership in the MDRT Top of the Table is based on minimum sales production requirements and gross business generated within a year. Lifetime membership is achieved in the 10th year and this status is maintained in future years by attesting annually to having met current minimum production levels and by paying the required dues.