FAQ
How much do you charge for investment advice or financial planning?
The fees we would charge would be determined following an initial consultation and questionnaire completed on your behalf. The initial consultation would be conducted at our expense, with no fee to you. Following that consultation, we would explain how we believe we could best assist you and provide you with a clear outline of the associated costs.
Our approach is highly personalized, as we recognize that every client’s circumstances, needs, and goals are different. We tailor our recommendations and services accordingly to ensure that the approach we take is the right fit for you.
Are you a fiduciary?
Yes. We act as a fiduciary in both our capacity as a Certified Financial Planner and as an Investment Advisor Representative of a Registered Investment Advisor. We are committed to putting our clients’ interests first and providing advice aligned with their individual needs and goals. We also act as a traditional broker in buying and selling investments products for you.
What makes you different from other financial advisors?
We believe what truly sets us apart is the personal attention and individualized approach we bring to every client relationship. Rather than offering a “one-size-fits-all” solution, we take the time to understand each client’s unique circumstances, goals, and priorities. From there, we develop customized strategies to help them manage their investment portfolios and address their broader financial planning needs.
How often will we meet to discuss or review my portfolio?
The frequency of our meetings is determined by your individual needs and preferences. We generally meet more frequently when beginning a new relationship, as we take the time to get to know you and establish a comprehensive understanding of your financial goals. Over time, we settle into a meeting schedule that works best for you—whether that means quarterly, semiannual, or annual meetings.
We recognize that some of the most important conversations happen spontaneously, often being prompted by significant life events—such as retirement, a child starting college, a career change, or other major financial decisions. We are always available to connect when something important arises and our guidance can be helpful.
How do you help clients navigate market uncertainty?
Watching the markets can be scary when your assets are invested. While periodic portfolio adjustments should be made, they should not be based on emotions or media hype. We look to have our clients benefit in the long term.